CreditExpert from Experian ®
CreditExpert is the online credit monitoring and identity fraud protection service from Experian,
the credit reference
agency.
Lenders see your credit report when they decide
whether to give you a loan, mortgage or credit card. You should check it regularly to ensure it is up to
date and reflects your credit track record accurately, so you can make better-informed decisions when you
apply for credit and are more likely to get the deals you want.
How CreditExpert works
You should know as much about yourself as any financial institution does. CreditExpert shows you what
a lender sees. Every time you apply for credit or a loan, that request is recorded. Multiple requests on
your credit history can look as if you are
over-extending yourself or a fraud is being committed. If you are looking for a good credit deal or
mortgage, CreditExpert allows you to check your report to ensure that it accurately reflects your
position. CreditExpert allows you to check your credit
report online and as often as you want.
CreditExpert helps you to challenge anything with which you disagree; helping you to manage
your credit rating. You also have the option to
order your Experian credit score. This
information will give you further guidance and an indication of how your
Experian credit check may
influence a lending decision.
CreditExpert also saves you time and trouble if you become a victim of
ID fraud. A recent report from CIFAS has found that, on
average, it takes victims more than 15 months to discover their identity has been stolen and over 300
hours to clear their name. CreditExpert's weekly alerts mean that you quickly learn about any changes to
your Experian credit report. Experian's Victims of Fraud team will help you to resolve any problems.
CreditExpert is an Experian
company
